I can’t afford to attend a 4 year college. What options are open to me?

    Published: 06-16-2009
    Views: 9,881
    Financial advisor Brad Barnett discusses what to do if you can’t afford to attend a 4 year college.

    Brad Barnett

    Brad received his Bachelor of Science degree from Southern Arkansas University, with a major in Psychology and a minor in Business.  He furthered his education by graduating from the Medical College of Virginia at Virginia Commonwealth University with a Master of Science degree in Rehabilitation Counseling, specializing in Mental Health.  He has been involved in the financial aid and/or rehabilitation professions for the past 15 years. Brad, a Past President of the Virginia Association of Student Financial Aid Administrators (VASFAA), currently serves as the Senior Associate Director of Financial Aid & Scholarships for James Madison University.  Immediately prior to JMU, he served as an Assistant Director of the Financial Aid Office at Virginia Commonwealth University.  Brad has presented numerous sessions at state, regional, and national conferences, and has served on a variety of association committees.  In addition to speaking at professional conferences, Brad has conducted an abundance of workshops and presentations in non-conference environments, including teaching a credit based financial literacy course at JMU entitled “Dollars and Sense.”  Many of the topics Brad’s speaks on include communication, leadership, values, financial aid policies and procedures, financial literacy, and saving for college.  He has also facilitated strategic planning and value development retreats.

    Host: I can t to attend a 4 year college. What options are open to me?

    Brad Barnett: If you are in situation where just going to a 4 year school right now, doesn t seem feasible for you and when you looked at all the financial aid options and you still can t afford to pay the difference of whatever financial aid, you are not getting and the cost. Then you may want to look at some alternatives. Growing alternatives for students now, is to look at a Community College. Whatever degree you are getting, most of the time, you are going to have to take a couple years worth of basic courses, Sciences or Maths, English and etc and often times you can take those at the Community College at of much reduced price, then when you have completed those, transfer into the 4-year college of your dream, get your degree from that college and in the meantime you save yourself thousands of dollars.