Host: What if I am having trouble paying back my student loan?
Justin Draeger: If you are having any type of trouble making any payments on your student loans the natural tendency might be to avoid calls from your loan provider or your lender. That is the opposite of what you really want to do especially in the federal student loan programs, there are plenty of provisions that are provided to help you make sure that you stay current on your loans things like deferments forbearances or even payment amount adjustments.
What you want to do? Anytime you think that you are not going to be able to make a payment or make a full payment, just contact your loan provider, let them know the situation, explain to them your circumstance and let them see what they can do to help you stay current on your student loans.