How do I prove to bill collectors that I am not responsible for fraudulent debts?

    Published: 06-16-2009
    Views: 11,850
    Consumer education expert Linda Sherry discusses how to prove to bill collectors that you are not responsible for fraudulent debts, including getting as much info as possible and contacting the original company.

    Host: How do I prove to bill collectors that I am not responsible for fraudulent debts?

    Linda Sherry: One of the main ways that people find out about identity theft or that they have become victims of identity theft is when a bill collector comes calling and a bill collector may call and say, they are collecting on some debt you never heard of. Well, that can be tough to prove that it's not you, but since you are a victim of identity theft, the law is on your side. What you have to do is collect all the information you can from the bill collector, both about the bill collector itself and also about the original debt that they are trying to collect on. Get as much information about that; contact the original company and tell the bill collector on that initial contact that you are victim; you have been victim of identity and so this is very likely a situation with ID theft.

    You can also ask the bill collector to stop harassing you and you could do that by writing a letter, sending a Registered Receipt email.