Mary Alexander: Hi! I'm Mary Alexander from Home Instead Senior Care. Today I'm talking about where to get information about Medicare and how to get started. The best way to get started is to go to medicare.
gov, the official U.
S. Government site for Medicare Services. And look at your options for coverage, there are some terrific comparative tools to help you decide which policies you need, how to get gap coverage insurance, and what to do about prescription drug coverage. You can also determine if your current medical care providers accept Medicare, and if not, which local doctors and facilities do.
You should also look at other online sites, such as medicarerights.
org, which is a National Nonprofit Consumer Service Organization that works to ensure access to affordable healthcare for older adults and people with disabilities. Another good resource is BenefitsCheckUp.
org, which is a free service of the National Council on Aging. BenefitsCheckUp asks a series of questions to help identify benefits that could save you money and cover the cost of everyday expenses. Healthcare.
gov helps you with your insurance options and also provides healthcare prevention and wellness resources. It is also smart to talk to your Primary Care Physician, your local Senior Services Organization, and visit your State's websites for Senior Services and Healthcare. Each of these resources could help you address individual concerns and determine what questions you should ask of Medicare.
Once you're ready, you can use the tools on medicare.
gov to determine if and when you are eligible for coverage. You will need to have your Social Security number, date of birth, state of residency, and information, including company names and policy numbers for any current medical insurance coverage you have, and/or expect to have going forward.
If you are eligible, you can sign up right then and there, or if you're more comfortable talking to someone in person, you can call 1800 Medicare. It is especially important that you enroll during your seven-month eligibility period, in order to avoid delays or penalties and coverage. That seven-month period is the three months before your 65th birthday, your birthday month, and the three months following. Once you receive your Medicare card and if you signed up for Medicare part B or one of the Medicare advantage plans, you should schedule your free welcome to Medicare preventive visit during the first 12 months of coverage. According to medicare.
gov this free visit helps you and your doctor develop a personalized plan to prevent disease, improve your health and help you stay well.
Surely, the Medicare System can be complicated, but with these tools and a little time you'll be all set to access the healthcare benefits that Medicare brings.