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June 16, 2009
Career Skills | Careers & Education

Is it possible for young adults to find affordable health insurance?

    Published: 06-16-2009
    Views: 9,664
    • Description
    • Transcript

    Description

    Senior Vice President of eHealthInsurance Bob Hurley talks about affordable insurance options available to young adults.

    Transcript

    Host: Is it possible for young adults to find affordable health insurance?

    Bob Hurley: This young invincible age group is uniquely positioned to get very affordable health insurance. Most often, they don't have any health conditions that have established themselves. When folks get to their 40's and 50's they often have some kind of condition and then it becomes more complicated to get health insurance.

    When you are in your 20's, you are a young invincible, you typically don't have any health conditions and so if the health questionnaire piece of your health insurance is going to go very quickly because you simply don't have any conditions. The other thing that's great about this age group is because you are young and typically, utilize less care than some of the folks that are in the older age groups, the health insurance is very affordable. You can typically find a policy in most cities around the country for somewhere around $50, $60, $70 a month and that's going to cover, give you access to see a doctor certainly, to have your hospital stays covered and then finally, it will get you access to pharmacy benefits which can be important to keep you healthy. So that you can get access to the medicines that are going to get you over that bronchitis or that nasty cold you get. So, young invincibles are in a great position to be able to have access to coverage at a very affordable price.

    Videos in this Series

    1

    How to Buy Health Insurance – The “Young Invincibles”

    2

    Who are the Young Invincibles?

    3

    When you’re young and healthy, why would you need health insurance?

    4

    Is it possible for young adults to find affordable health insurance?

    5

    What kind of coverage or plans should young adults look for?

    6

    Most young people don’t want to sit down with an insurance broker. What are their options?

    7

    Is it difficult to understand all that insurance jargon?

    8

    What if an employer doesn’t offer health insurance?

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