Logo
Menu
  • Home
  • About Us
  • Categories
    • Auto & Mechanical
    • Beauty & Fashion
    • Careers & Education
    • City Guides
    • Electronics & Gadgets
    • Entertainment
    • Food & Drink
    • Games & Gaming
    • Health & Fitness
    • Hobbies & Crafts
    • Holidays & Seasonal
    • Home & Garden
    • Cooking/Nutrition
    • Local
    • Love & Relationships
    • Music & Dance
    • Parenting
    • Other
    • Personal Finance
    • Pets
    • Safety
    • Science
    • Sports & Leisure
    • Travel
June 16, 2009
Personal Finance | Retirement

Retirement Savings – IRA Investment Allocation Options

    Published: 06-16-2009
    Views: 16,058
    • Description
    • Transcript

    Description

    Bill Gerhard, AAA’s director of Financial Services, discusses IRA investment allocation options.

    Transcript

    Bill Gerhard: Hi! I'm Bill Gerhard, Director of Financial Services for AAA. I'm talking about how to save for retirement using IRAs.

    Let's look at the issue of IRA Investment Allocations, how your money is invested within the IRA. All IRAs offer an opportunity to save for retirement, however, all IRAs are not created equal, nor should they be. An investor of 25 has very different perspective, than an investor of 55. The majority of IRAs are Portfolio that can include Stocks, Bonds, Mutual Funds, Bank CDs and Money Markets for example.

    Some Self-Directed IRAs even include an investment in Real Estate or Precious Metals. Diversifying your holdings also known as allocations, helps protect you from the shifts in the market or stocks that go self. As you make decisions about allocating assets, you need to consider your financial goals and your comfort level with risk. Are you saving for something that is more than your term than retirement, such as buying a house or paying for college?

    You might consider Money Market, Government-backed bonds and Bonds issued by financially secured corporations. Talk with the financial professional to see which options meet your risk, and return requirements, are you focused on optimizing your retirement income, are you retiring soon? Blue chip stocks with a proven history of paying continuous dividends maybe an option to discuss with your financial advisor.

    If you want Long-Term growth in income, you want a balanced portfolio; this could potentially include a mix of common stocks and leading corporations that pay cash dividends, Medium-Term investments such as bond funds with fixed income and maybe real estate holdings. Again, these options are something to explore with the financial advisor.

    If for time in its decades away, you might be comfortable with more risks, because you have a longer time to grow your investments and rebound your portfolio as needed. A Growth-Oriented Portfolio typically includes common stocks that may not pay dividends, but have strong prospects for long term success. Profits and stock price appreciation, your financial advisor can help you identify some options.

    AAA offers you information in this video series for educational purposes only. Carefully consider objectives, risks, expenses and tax implications before investing.

    In our next video we'll review IRA withdrawals, rules and penalties.

    1

    Videos in this Series

    1

    How to Save for Retirement using IRAs

    2

    Retirement Savings – What Is an IRA?

    3

    Retirement Savings – What is a Traditional IRA?

    4

    Retirement Savings – What is a Roth IRA?

    5

    Retirement Savings – Finding a Provider

    6

    Retirement Savings – IRA Investment Allocation Options

    7

    Retirement Savings – IRA Withdrawals, Rules and Penalties

    8

    Retirement Savings – How to Roll Over an IRA

    9

    Retirement Savings – Compound Interest and the Rule of 72

    • aaa
    • account
    • deposit
    • investing
    • ira
    • irs
    • manage
    • money
    • money management
    • over
    • penalty
    • personal
    • personal finance
    • provider
    • retirement
    • roll
    • roth
    • rule
    • save
    • savings
    • tax
    • traditional
    • withdraw

    Search

    Original Shows

    • All-In A Marching Band Story

      All-In: A Marching Band Story

    • American Stories

      American Stories: 3 Generations (A Family Fishing Story)

    • Worth the Detour - Seattle's Coffee & Glass Art

      Worth the Detour – Seattle’s Coffee & Glass Art

    • Roadfood Adventures USA: Las Vegas, Nevada to Palm Springs, California

      Roadfood Adventures USA: Las Vegas, Nevada to Palm Springs, California

    • Roadfood Adventures USA: Phoenix to Grand Canyon, Arizona

      Roadfood Adventures USA: Phoenix to Grand Canyon, Arizona

    Tiny Concerts

    • Sarah Brunner

      Sarah Brunner – Vocalist, Guitarist, Songwriter, Performer

    • Lost Pyramids

      Lost Pyramids

    • NICO, Pop R&B Duo

      NICO, Pop R&B Duo

    • Chantae Cann, Jazz Vocalist

      Chantae Cann – Jazz Vocalist

    • Edie Carey - Singer/Songwriter

      Edie Carey – Singer/Songwriter

    Latest posts

    • Sarah Brunner

      Sarah Brunner – Vocalist, Guitarist, Songwriter, Performer

    • All-In A Marching Band Story

      All-In: A Marching Band Story

    • All-In: A Marching Band Story (Trailer)

    • How to Roast Frozen Wild Alaska Pollock

      How to Roast Frozen Wild Alaska Pollock

    • How to Poach Frozen Wild Alaska Halibut

      How to Poach Frozen Wild Alaska Halibut

    • Privacy Policy
    • Your California Privacy Rights
    • Terms & Conditions
    • Contact
    © Copyright Fexy Studios, LLC All rights reserved.

    About Us

    MonkeySee, a Fexy Media Company, captures the skill and knowledge of the world’s top experts and delivers it to inquisitive audiences everywhere. We are the leading creator of expert-driven video content.

    Whether you’re surfing the web or watching your local television news, you’ll find our interesting and informative video content where you want it, when you need it.

    Watch. Learn. Do.

    Latest Tweets

    Tweets by @MonkeySee

    Like us on Facebook

    Facebook page plugin loading...

    Food & Drink Videos

    • How to Roast Frozen Wild Alaska Pollock

      How to Roast Frozen Wild Alaska Pollock

    • How to Poach Frozen Wild Alaska Halibut

      How to Poach Frozen Wild Alaska Halibut

    • How to Air Fry Frozen Wild Alaska Salmon

      How to Air Fry Frozen Wild Alaska Salmon

    • How to Pan Sear Frozen Wild Alaska Cod

      How to Pan Sear Frozen Wild Alaska Cod

    • How to Cut Watermelon Rind