Host: What is a fraud alert and how do I place one on my credit report?
Linda Sherry: A fraud alert is the special notation on your credit report that will let creditors and people trying to open credit in your name know that you are a fraud victim and they should contact you before they open credit in your name. The first kind of fraud alert that you'll probably put on your account is an initial fraud alert and that lasts 90 days. You can renew that; you can renew that for up to seven years if you want to. You can also remove a fraud alert anytime you want to.