Host: What should I look for that might hurt my chances of getting out of debt?
Markita Aldridge-Woods: Oh Man! Advance pay loans, car title loans, loans that again make you pay a fee to receive money from them, just be very wary of any company that does that or offers you credit, or offers you money without a credit check but they want you to pay a fee. So, any advance fee type of loans, these things actually can hinder you versus help you in the long run. They typically have triple digit interest rates and the time periods to pay them back are shorter. Most people can't adhere to them. So, that same debt that they were trying to use the money to pay, now they have actually tripled their debt because they typically owe both, the advance fee loan and everything that they were trying to pay off.